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Top 10 consumer complaints

(WMC-TV) - Cars, credit and construction top the list of the industries most consumers can't stand, according to a survey by the Consumer Federation of America and the North American Consumer Protection Investigators.

The organizations surveyed 38 state consumer protection agencies about "...the most common, fastest-growing and worst complaints they received in 2011."

10 commandments of cell phone use

10 commandments of cell phone use

(WMC-TV) - I can help you if you're looking to rocket to the top of your little world's 'public enemy' list.

Just leave your cell phone's ringer on at church, in a movie theater or during a company meeting. That'll work.

Actually, don't do that.

How to spot fake coupons

(WMC-TV) - >$5.

It could be the official logo of coupon fraud.

Josh Elledge, founder of SavingsAngel.com and CouponIntegrity.com, said any coupon offering more than $5 off the retail price needs a second look. Elledge said that's one of the signs of a counterfeit coupon.

Other signs:

* COUPONS FOR SALE ON EBAY. Elledge said they claim you are only paying for shipping or postage, but he said you are most likely bidding on counterfeits.

* COUPONS DISTRIBUTED AS PDF (ADOBE ACROBAT) FILES VIA E-MAIL.

* LONG EXPIRATION DATES. There are legitimate coupons out there that have no expiration dates, but you must confirm they are the actual manufacturers' coupons. Elledge said the typical life of a coupon's expiration is three months.

* VALUE INCONSISTENCIES.

Wallet stolen? Do this now!

Wallet stolen? Do this now!

(WMC-TV) - I can't emphasize enough how consumers should consider exclusively using credit cards to buy stuff, then pay off the balances immediately.

Under federal law, you're never liable for more than $50 of any disputed charge on your credit card. Most card-issuers offer zero liability now to attract customers. You can't count on that kind of protection if your debit card or cash is stolen.

Scam on Facebook steals debit card numbers

Scam on Facebook steals debit card numbers

(WMC-TV) - My good friends at the Better Business Bureau and FraudAvengers are begging you. They're pleading with you.

Don't fall for a debit card discount offer on Facebook.

Both watchdog groups have warned us about an unsolicited offer on Facebook pages. The offer:  20 percent cash back if people link their debit cards to their Facebook pages.

I know, I know. Sounds insane, right?

Filing a consumer complaint the "wise" way

(WMC-TV) - I'm the court of last resort.

If you have a consumer complaint, you should be coming to me last. So many viewers with consumer issues hit me up first without nary a phone call to the business or service provider.

Sometimes, a phone call is all it takes.

Other times, it takes a checklist.

Local salons battle in "hair wars" for a good cause

(WMC-TV) –  Is your salon “pet friendly?” Salons across Memphis will compete in a competition to see which business is pet friendly and who can raise the most money for a good cause.

Mid-South Spay and Neuter Services is raising funds for its non-profit clinic with a “hair ware” promotion for local hair salons.